I got a great idea which is also with story. Alter it as you wish. In beginning of the game it shows some house (One that you can't enter) on fire, this was your house. From then, you had to find somewhere to stay. You stay at the tenements for a while, until the greasers (Or who you replace them with) kick you out. Maybe you find some weapons in there to. You stay at the motel for a little while (Near the entrance of New Conventy) For a few nights while a friend of yours helps you earn money to buy a house, OR you just live with them. The house, if possible for you to make it to a playable state, Tad's or Hatrick's house. You'd have to change the plate saying "Hatrick manor" though too.