And how about the jimmy clothes that you retexture? is the color white too? or it just jimmy hand?
load some picture, maybe I can help you
and what software you use to edit your texture? I recommend you to use photoshop, since other software like paint.net didn't work that well.
And converting texture from .psd into tga shouldn't be the problem, cause I usually converting other files type like png, jpeg, tiff into tga without any texture problem